The real estate and mortgage spaces are changing every day. From mortgage rates to housing prices, it can be difficult for home buyers and homeowners to stay up to speed on all that is happening. In an effort to help the entire industry, we worked hard to offer...
The Federal Housing Finance Agency (FHFA) is responsible for setting “conforming loan limits” which is simply a ceiling that the government agency sets when it comes to the size of loans they will purchase or guarantee. In other words, it is the maximum size of a home...
When it comes to purchasing a home or investing in real estate, market fluctuations have a major impact on how affordable a given property is. Drivers of this affordability include median income, home prices, interest rates, wage growth, jobs and more. When looking at...
The real estate market moves extremely quickly and can change from day to day. We are always keeping an eye on a number of data sets to understand how shifts in the market might help those looking to buy or refinance a mortgage. When looking at the median household...
Did you know that many of the common mortgage loan options offer a 15-year mortgage instead of a 30-year one? Many homeowners feel obligated to commit to a 30-year relationship with their lender. However, a 15-year mortgage is a legitimate option. What Kinds...