USDA Loan Options

  • Known as a rural development loan
  • Loan is great for buying a home in a rural area and the home must be in a rural area
  • USDA is a Government backed loan
  • Similar guidelines to FHA loans
  • 0% down allowed
  • Monthly Mortgage Insurance is required until 20% equity is gained
  • USDA loans can only be used for a primary residence
  • The variety of term options are limited, compared to a conventional platform

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